Crisis and Management

Are you aware of what a good or bad credit score means? How do credit card payments influence your score and why is your credit rating so important to the banks and other formal and informal financial institutions? Many people do not pay attention to such reports until they are looking for a mortgage or [...]

If you’re like me, your mailbox is usually stuffed with things like bills…postcards selling some turbo-charged Internet service…maybe a few magazines…and, of course, credit card offers.
It’s the credit card offers that get you. They’re pretty tempting, aren’t they? Whether it’s being pre-approved for $10,000, or the promise of earning free airline tickets, there’s always something [...]

The next time you are in the job market be prepared for your potential employer to check your credit report. A good credit history is an indicator that you are a responsible individual which is exactly what your employer is looking for. If your credit score is not where you would like it [...]

I remember the cash-on-delivery times. Online payments are definitely the order of the day, and most online companies have deployed online payment systems, which just means collection and tracking of payments is much easier and faster. However, you do need reliable gateway services and a merchant account for efficient processing of online transactions.
I find that [...]

The number of people falling into the credit card debt trap on account of indiscriminate use is on the increase; many families are now experiencing severe financial problems. The problem is it is just too easy to spend money but now people are looking for ways to try and pay off the thousands they owe [...]

Nice little article on credit repair.
MJ Jensen
To repair bad credit might be a mystery to most, but the process is actually quite simple. With all the bad credit out there, you would think there must be something in the water. I know there are different circumstances that cause people to get into trouble, but the [...]

In recent years the inability to pay credit card debt has become a problem for many millions of people. This increase is due in part to the ease with which cards can be applied for, and issued. People now owe thousands to finance companies because they do not realize they are spending beyond their means [...]

Have you ever wondered why that loan you wanted for your dream car was not granted? Or why you never received an offer for that job even though you had the perfect credentials and experience for it? Chances are more than likely that these happened due to the dreaded ‘bad credit’. While we try to [...]