Though opening a checking account might appear to be a routine task, you may be a little overwhelmed when you look at the options. However, once you get the basics right, the rest will fall into place easily.
As usual, the best way to learn is to ask questions. Find out how much money you need to open a checking account, and what’s the minimum balance to be maintained. Is there a charge to write a check? Does the bank offer new checks free of cost? What are charges against a bounced check? How many times a month can you use use your ATM card for free?
WaMu is one orgainzation that loads a ton of benefits into its checking accounts. For instance, with WaMu Free Checking™, you get free checks for life, as well as free check safekeeping and free wire transfers, not to mention free ATMs, online banking. It also comes with free identity theft services and account alerts.
WaMu offers an interest-bearing checking service too–its Platinum Checking account, which also features all the benefits of Free Checking, plus no-fee overdraft transfers, and a Platinum Debit MasterCard with purchase protection. You’re even entitle to earn a higher interest on your checking account with a higher balance, too.
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